NUMEROUS PRODUCTS

Find the product that matches your needs and wants all in one place…

ONGOING SUPPORT

Our expertise and support doesn’t end once your application is approved!

EXPERT ADVICE

You can count on us to give you advice that will benefit you in the long run.

How we can help you

Let our experts assist you in getting a mortgage that fits your needs.

Why Choose us

Experience

With over 15 years of experience in residential and commercial mortgages we know the solution.

Expertise

We have the expertise to assist you in finding the right mortgage product for your needs.

Timeliness

We understand the importance of moving quickly and getting you a quick approval.

Communication

We keep you updated through the entire process from application all the way approval!

Frequently Asked Questions

Despite popular belief, and a lot of vendor marketing, the advantages in weekly vs. monthly payment frequency is slight. It is not really the frequency that makes a big difference but how much you pay. Any extra payment towards your principal dramatically improves your amortization period. Think payment amount not frequency of payment.

A mortgage for more than 80% of the property value. Whenever you need a mortgage loan that is greater than 80% of the current market appraised value of your home it is considered a high ratio or insured mortgage. If you are a first time home buyer then you can borrow up to 95% value and only need to come up with a 5 percent minimum down payment provided that the value of the property is $500,000 or less.  If the property value is more than $500,000 then the minimum down payment is 10 percent.  The Canada Mortgage and Housing Corporation (CMHC), Genworth and Canada Guaranty insures the lender in case you default on your loan.

The purpose of a pre-approval is to confirm in writing the maximum amount of money that you can rely on for mortgage purposes. When interest rates are fluctuating, it’s an advantage to know what your borrowing limit is before you start house hunting. With a pre-approval, a lender will guarantee you for a specific mortgage amount for a period of time. If the mortgage interest rate drops before the lender advances the funds for a mortgage, you are given the lower mortgage rate. If the rates rise, you are given the rate at the time you had the mortgage pre-approved.

More than 15 Years
of Experience

321 Mortgages Approved
15 Plus
Years of Experience
1500 Applications
Processed
280 satisfied
customers

What our customers are saying!

“The team at Capital Connections got us approved for our commercial mortgage quickly. We highly recommend them to our friends and family!”

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Damian Smulders

“We highly recommend Clayton at Capital Connections. We moved quickly and efficiently to get us approved for our private mortgage. Thank you very much!”

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Cintia Le Corre

We were amazed by how little effort was required on our part to have Capital Connections complete our mortgage application. We couldn’t of been happier!

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Amanda Seyfried

Let’s Talk

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